- 801-441-COIN
- Free shipping over $1,500
Your Precious Metals IRA
Many individuals are funding a self-directed IRA with gold, silver, and platinum bullion bars and coins. Diversifying your investment portfolio with precious metals is a smart way to balance and improve the overall performance of your retirement portfolio. Paper denominated assets like those found in traditional and Roth IRAs and 401Ks can lose value when government fiscal and monetary policy are not sound. Adding a percentage of gold, silver or platinum in a new precious metal IRA can compensate for paper losses.
No matter which legal framework you choose (see the section below for available custodian options), the process of including physical gold, silver, platinum, or palladium in your retirement plan is straightforward. Here’s how it works:
1.
Open a Self-Directed IRA or 401(k) Account
Start by selecting a trusted custodian that offers self-directed retirement accounts. These specialized accounts allow you to hold alternative assets—like physical precious metals—instead of traditional paper-based investments. (See our recommended custodians below.)
2.
Fund Your Account
Once your account is established, you can fund it through a rollover from an existing IRA or 401(k), a direct transfer, or a new cash contribution, depending on your situation and eligibility.
3.
Choose and Purchase Your Metals
Work with Deseret Collectables to select approved bullion products that qualify for IRA inclusion. We’ll help you choose from a wide range of IRS-compliant gold, silver, platinum, and palladium coins and bars.
4.
Secure Vault Storage
Your purchased metals will be shipped directly to an approved depository for safe, segregated storage. These vaults meet IRS requirements and provide full insurance coverage and ongoing auditing.
5.
Monitor and Manage Your Holdings
Your custodian will provide regular account statements, and our team is available to assist with updates, future purchases, or required minimum distributions (RMDs) when the time comes.
Need help getting started?
We’re here to walk you through each step. Contact us today for expert assistance in adding physical metals to your retirement savings.
1. Establish a self directed 401k trust or LLC where you are the trustee or owner of the LLC. Fund it from existing 401ks or IRAs. The metal is in YOUR control. There may be annual fees payable to local/state or the federal government. Once funded, you would simply contact us to buy your precious metals.
2. Establish a self directed 401k or IRA at an existing self directed custodian. Fund it and buy precious metals. The metal must be stored in an IRA approved depository and there are yearly fees associated with management and storage of your account. Once funded, fill out the buy direction paperwork with any of the custodians naming Deseret Collectables as the dealer. Then contact us and we will coordinate with the custodian in selling the metals into your account and sending to the depository.
A company in Southern California (not affiliated with Deseret Collectables), called My Solo 401k Financial, specializes in helping you set up the legal structure and all the paperwork needed to establish your own 401k or IRA. Fees range from about $800-$1100. We strongly urge you to review their website and call them to see if this option is right for you. Their contact information is:
My Solo 401k Financial
701 Palomar Airport Road #300, Carlsbad, CA 92011
800.489.7571
[email protected]
The Entrust Group
555 12th Street #1250, Oakland, CA 94607
Toll Free: 877.545.0544
Fax: 775.850.9118
New Direction IRA, Inc.
1070 W. Century Drive, Suite 101, Louisville, CO 80027
Toll Free: 877.742.1270
Fax: 303.665.5962
Goldstar Trust Company.
P.O. Box 719, Canyon, TX 79015
Toll Free: 800.486.6888
Fax: 806.655.2530
